Your Living Options

Navigating Your Housing Future with Clarity and Calm

As we age, one of the biggest decisions we face is where and how we want to live. Whether you're looking to simplify, stay where you are, or explore a whole new lifestyle, it's helpful to know your options — and your priorities.

This isn’t about pressure. It’s about perspective.

What’s Right for You?

There’s no one-size-fits-all answer. What matters most is that your choice:

  • Honors your independence
  • Supports your safety
  • Reflects your current season of life

01

Stay in Your Current Home

  • Familiar and comfortable surroundings
  • May need home modifications (grab bars, ramps, lighting)
  • Ideal if you have strong community ties and nearby support
  • Can become isolating or hard to manage over time

 

Aging in place works best with a plan and a little help.

02

Downsize to a Smaller Home or Condo

    • Less maintenance, lower costs
    • Frees up equity to support your lifestyle or care
    • Offers a chance to “right-size” for your current needs
    • Still independent, but with less to manage

     

    Think of this as creating space for what truly matters now.

03

Move in with Family or Loved Ones

  • A great option for companionship and shared care
  • Needs clear communication and boundaries to work well
  • Can reduce financial strain for both sides
  • Might involve retrofitting or creating a separate space

 

This can be beautiful — when everyone’s ready and on the same page.

04

Independent Senior Living Communities

    • No yard work or house upkeep
    • Social activities, dining, and wellness options
    • Freedom to come and go
    • Monthly fees and eligibility vary by location

     

    You’re still in control — just with more support and connection.

05

Assisted Living or Care-Focused Settings

      • Help with daily activities, such as dressing, bathing, and medication
      • More structured support and peace of mind
      • Meals, housekeeping, and activities included
      • Costs can be higher — financial planning is important

       

      These environments prioritize comfort, safety, and dignity.

06

Skilled Nursing Facilities (Nursing Homes)

    • Best suited for individuals with ongoing medical needs
    • On-site nurses and 24/7 care
    • Often follows a hospital stay or illness
    • Typically covered in part by Medicare/insurance

     

    This is care for those who need it most — with supervision and medical support built in.

07

Thinking Outside the Box

      • Not every solution fits neatly in a category. Some creative options include:
        • Renting out your home and moving into a small apartment
        • House-sharing with a friend or another senior
        • Relocating to a lower-cost area or state
        • Converting your garage or casita into a private suite
        • Exploring co-housing or multi-generational living

         

        The key is to build a life that fits you — not just your square footage.

Need Help Sorting It Out?

You don’t have to do this alone. Whether you just need clarity or want to talk through your situation, we're here to help — not to sell, but to support.